10.Senior Product Manager

Gurugram · India, Gurugram · 2+ years experience · Posted Oct 16, 2026

At a glance

PayPay, a fintech company providing a service enjoyed by over 75 million users since its launch in 2018 in Japan. The company is now home to a very diverse team of members from more than 50 countries. We grew to a team of several thousand employees in Japan but are far from over. We are still in the Day 1. Every day, new members join us from all over the world to create new value and deliver it to society.

PayPay India is seeking an autonomous Senior Product Manager to own and drive critical credit and merchant financial products in close collaboration with PayPay group companies.
In this role, you will lead end-to-end product execution, turning business requirements into scalable platform features and seamless end-user experiences.

Drive end-to-end product lifecycle for merchant credit and bank integration products from ideation to launch.
Act as the key product owner working independently with business teams, partner banks, and PayPay group companies in Japan to understand business needs and translate them into actionable product roadmaps.
Write clear, high-quality PRDs and partner closely with engineering and UI/UX teams to build scalable platform capabilities and clean user experiences.
Collaborate with credit modeling, risk, and analytics teams to seamlessly incorporate scoring models, data pipelines, and decision engines into product flows.
Analyze product performance, user behavior, and platform metrics using SQL and analytical tools to continuously identify feature gaps and optimize customer experiences.
Define product challenges and opportunities, balancing speed of execution with long-term platform scalability.

Minimum 5+ years of Product Management experience (7-9 years of overall experience).
Bachelor’s degree in a technology discipline (or 2+ years in a technical role) with a solid understanding of APIs, technical system architecture, statistical concepts, and data analysis (SQL).
Strong bias for action ("Get Things Done" attitude) with a track record of driving complex initiatives independently.
Demonstrated success collaborating with cross-functional and international business stakeholders.

Prior background across fintech, e-commerce, consumer internet, or high-scale platform products
Experience collaborating with cross-border business teams
Experience leveraging AI/LLM tools in daily workflows (e.g., documentation, spec drafting, review, user flow mapping) while maintaining accountability for output.
Leverage AI/LLM-based tools in daily workflows (e.g., code development, reviews, testing, debugging, documentation), while ensuring human oversight, judgment, and accountability drive the final product.