Capital Processing Specialist II

Bangalore · 3-5 years experience · Hybrid · Posted Sep 22, 2026

At a glance

The Toast Capital Processing Specialist II plays an active role in originating transactions for Toast's financing subsidiary.
This role involves working with customers via written communication to convert eligible restaurants into Toast Capital customers.
The specialist will assess risks, process documentation, and ensure compliance with regulatory requirements.

Apply established underwriting guidelines and policies to assess potential risks in business during the application review process.
Process and review documentation requested during underwriting review to ensure accuracy and compliance.
Manage account updates related to change of ownership and legal entity transitions.
Interact with loan applicants and business owners to request information, clarify details, or address underwriting considerations via written communication.
Ensure compliance with regulatory requirements including AML, KYC, and fair lending practices.

3-5 years of relevant commercial credit or loan processing experience.
Ability to work under pressure with strong attention to detail.
Self-motivated, flexible, and adaptable.
Ability to work independently and prioritize tasks in a fast-paced environment.
Strong organizational skills to track multiple applications, deadlines, and documentation.
Analytical mindset and creative problem-solving.
Strong written and verbal communication skills with experience professionally corresponding with customers via email.
Ability to act as a key partner to US-based and international business teams.
Ability to adapt to changing policies and procedures while maintaining high quality.
Ability to meet or exceed production, quality, and customer service goals.