Credit Risk Manager
Dublin · EUR 93,500-114,000 · 16-17 years experience · Hybrid · Posted Oct 8, 2026
At a glance
- Experience
- 16-17 years experience
- Workplace
- Hybrid
- Location
- Dublin
- Salary
- EUR 93,500-114,000
About the role
- The Credit Risk Manager will drive the credit and growth strategy for consumer lending products as Monzo expands its business in Ireland.
- This role involves leading a team of analysts to develop credit and pricing strategies while collaborating with cross-functional product squads.
- The position focuses on solving customer problems through data-driven decision making and innovative lending solutions.
Responsibilities
- Work closely with Borrowing squad leadership to develop and execute an ambitious growth strategy.
- Collaborate with engineering, marketing, product, risk, and control teams to design and deliver new products and customer journeys.
- Lead the development and maintenance of NPV models and affordability strategies for Borrowing underwriting decisions.
- Perform monthly monitoring and reporting on Borrowing performance for stakeholders up to executive level.
- Collaborate with the Decision Science team to maximize value from internal and external data using ML models.
- Promote a culture of proactive, high-quality analysis.
- Ensure the presence of appropriate credit capabilities, infrastructure, and talent to scale safely.
Requirements
- Extensive experience in unsecured lending in Ireland.
- Deep understanding of lending economics.
- Experience developing and deploying underwriting strategies and credit models.
- Strong analytical and data capabilities backed by technical coding skills.
- Experience with the development and maintenance of NPV models.
- Strong understanding of the regulations that apply to lending in Ireland.
- Experience in project management and coordination across teams.
- Strong communication skills with the ability to articulate decision points to senior leadership.
Preferred qualifications
- SQL experience
- Python experience
- Looker experience
Benefits
- Salary range of €93,500 - €114,000
- Incentive awards tied to performance
- 34 days annual leave (including public holidays)
- €1,200 annual learning budget
- Private healthcare scheme
- Pension scheme with employer matching up to 6%
- Wellbeing benefits including financial education, health support, and mental health coaching/counselling
Workplace
- Hybrid working model based in the Dublin office 3 days a week.
- Occasional travel to Monzo’s head office in London required.
- Flexible working hours offered.
Skills
- SQL
- Python
- Looker
- Lending Economics
