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Head of Product, Credit Outcome

Tide

India, Hyderabad · India · 3+ years experience · Posted Oct 16, 2026

At a glance

Experience
3+ years experience
Location
India, Hyderabad · India

About Tide

  • At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
  • Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
  • Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
  • Tide facts:
  • - Tide is available for UK, Indian, German and French SMEs
  • - Over 2 million members globally and rapidly growing

About the role

  • As Head of Product, Credit Outcome at Tide, you will own the vertical's north star by setting the strategy and roadmap to grow % 1st Outcome while balancing margin, efficiency, and member experience.
  • You will lead and grow product leaders across multiple markets, combining market-focused product teams with horizontal teams.
  • You will work hand in hand with a dedicated Engineering Director, Design, Product Operations, Analytics, and Commercial Heads.

Responsibilities

  • Own the vertical's north star: set the strategy and roadmap to grow % 1st Outcome, balancing margin, efficiency and member experience.
  • Place the big bets: prioritise across routing, human connection, integrations and decisioning (e.g. pre-qualification), and be explicit about what we will not do.
  • Regional focus: make sound trade-offs between markets, including scaling established markets and building new ones such as India.
  • Lead and grow product leaders: hire, coach and develop Product Leads and Senior PMs, giving each a self-contained area of the business to own.
  • Clear ownership: ensure one accountable PM/EM pair per workstream, with no ambiguity on who owns what.
  • Operating rhythm: run planning, OKRs and reviews that connect team work to vertical and company goals.
  • Engineering partnership: work as a true pair with the Engineering Director on roadmap, capacity and technical investment, including platform health.
  • Cross-functional influence: align Design, Data, Risk & Compliance, Commercial and Operations on priorities and launches.
  • Data and experimentation: use funnel analytics and experiments to find friction, make decisions and show impact in commercial terms.
  • Applied AI: identify where automation and AI (e.g. lead scoring, agentic sales tooling) can raise conversion and efficiency.

Requirements

  • Experience: 8+ years in product management, with 3+ years leading product managers or product leads
  • Commercial acumen: you tie product decisions to revenue, margin and unit economics.
  • Data-native: comfortable with funnel analytics, experimentation and BI tools.
  • Technical fluency: you can engage confidently with engineers on APIs, integrations and data flows.
  • Leader of leaders: you coach strong PMs, set a high bar and create room for people to grow.
  • Influence without authority: you align senior stakeholders across functions and regions.

Preferred qualifications

  • Experience in lending, credit marketplaces, fintech or regulated financial services
  • Experience building products in multiple markets, ideally including India

Benefits

  • Competitive salary and share options
  • Generous annual leave on top of bank holidays
  • Paid maternity, paternity, and adoption leave
  • Extended unpaid and paid leave options after completing milestone years
  • Private family insurance with additional OPD coverage and top-up options
  • Comprehensive accidental and life insurance protection
  • Access to therapy sessions, courses, meditations, and workshops
  • Paid days annually for volunteering or personal growth
  • Annual budget for books, courses, coaching, and more
  • Work from abroad for up to 90 days annually

Skills

  • APIs
  • BI Tools
  • Funnel Analytics

Tide

Head of Product, Credit Outcome

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