At a glance
- Experience
- 5+ years experience
- Workplace
- Remote
- Location
- Remote
About the role
- The Lead Credit Risk Strategist will focus on the acquisition space within the Fintech Risk team to drive risk-informed growth.
- This role involves analyzing customer characteristics, identifying risk differentiators, and recommending underwriting strategies.
- The position requires building AI-enabled tooling to automate workflows and scale credit risk strategy.
Responsibilities
- Work with the leadership team to develop and refine credit risk strategy for new and existing lending products
- Identify risk drivers and recommend policy changes that balance risk and growth
- Partner with Data Science to build, test and monitor credit risk and decision models
- Perform portfolio analysis to monitor credit performance, emerging trends, and opportunities to expand or tighten strategy
- Design and execute A/B tests and champion-challenger experiments for policy, pricing and strategy changes
- Support risk based pricing and profitability analysis to improve risk-return outcomes
- Build AI-enabled workflows and copilots that automate recurring analysis and surface risk signals
- Collaborate with R+D, Product, Engineering, Data Science and Operations to launch new products and features
Requirements
- 5+ years in retail/consumer/SMB credit risk or strategy
- Past experience in growing a lending business
- Hands-on experience in credit strategy
- Ability to write credit memos and credit decision and strategy documentation
- Experience applying AI or LLM tools to improve analytical workflows or decision support
- Advanced SQL and Python/R proficiency
- Working knowledge of model governance, explainability and fair lending in automated credit decisioning
- Masters Degree or higher in a quantitative field (Mathematics/Statistics/Economics/OR/Business)
- Ability to influence a cross-functional, non-hierarchical environment
Benefits
- Competitive compensation
- Cash compensation (overtime, bonus/commissions if eligible)
- Equity
Workplace
- Remote role based in the USA
- Embraces a hybrid work model that fosters in-person collaboration
Skills
- SQL
- Python
- R
- Looker
- Tableau
- Hex
- AI
- LLM
- Statistical Modeling
- A/B Testing
