Senior Product Analyst - Credit Products
India, Bengaluru · India, Delhi NCR · India, Hyderabad · Hyderabad · 4+ years experience · Full-time · Hybrid · Posted Oct 15, 2026
At a glance
- Experience
- 4+ years experience
- Employment
- Full-time
- Workplace
- Hybrid
- Location
- India, Bengaluru · India, Delhi NCR · India, Hyderabad · Hyderabad
About Tide
- At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
- Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
- Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
- Tide facts:
- - Tide is available for UK, Indian, German and French SMEs
- - Over 2 million members globally and rapidly growing
About the role
- As a Senior Analyst - Credit Products you’ll work closely with Tide’s credit product teams to shape credit product and risk decision making.
- This role will suit an individual that can operate with a high degree of independence and has hands-on experience of proactively taking initiative to uncover insights from data.
Responsibilities
- Utilise advanced analytics to derive meaningful insights from complex data sets
- Focus on analysing lending product performance, identifying trends, and providing actionable recommendations
- Monitor and optimise key performance indicators (KPIs) related to credit risk
- Develop strategies to mitigate risk while supporting business growth
- Work closely with product managers and developers to inform and guide the development of new credit products
- Use data-driven insights to influence product strategy and design
- Prepare comprehensive reports and presentations for senior management and stakeholders
- Clearly communicate findings and recommendations
- Stay abreast of industry trends and advancements in data analytics tools and methodologies
- Continuously seek ways to improve our data analysis processes and credit product offerings
Requirements
- 4+ years of experience working as a credit focused analyst or data scientist at a fintech or bank
- Expert SQL proficiency and ability to navigate complex data warehouse relationships
- Self starter who takes initiative and can operate with a high degree of independence
- Ability to deal with ambiguity and competing objectives in a fast paced environment
Benefits
- Competitive salary
- Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
- Employee Assistance Programme
- 12 casual & 15 Privilege leaves
- Professional L&D budget per year
- Spacious office in Hitechcity with all day snacks
- 24 hours paid volunteering time off per year
- Hybrid working
- Sabbatical leave
Workplace
- Hybrid working model
- Working Out of Office (WOO) policy allowing colleagues to work remotely from home or anywhere in their home country
- Spacious office in Hitechcity with all day snacks
Skills
- SQL
