Software Engineer, Payin

Bengaluru · India Locations · 8+ years experience · Onsite · Posted Oct 20, 2026

At a glance

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

Stripe is looking for Backend Engineers to own the technical architecture behind their next generation of payment offerings in India.
As part of the India Payments team, you will build on top of Stripe’s robust foundational platforms and drive complex integrations for critical money movement services.

Architect and operate low-latency, fault-tolerant backend microservices that integrate with Indian payment methods
Map complex, India-specific payment flows into Stripe’s global, unified API platforms, ensuring a seamless integration experience for developers worldwide
Design highly reliable adapter layers that interact with domestic banking partners and payment networks, building systems that gracefully handle external API latency and asynchronous callbacks
Own end-to-end service health, implementing shadow rollouts, distributed tracing, automated failovers and proactive alerting for 99.99% uptime
Collaborate with Product, Regulatory/Legal, Risk and Partner Integration teams across global engineering hubs while delivering seamless developer-facing APIs
Mentor and empower engineers to contribute independently through ongoing technical guidance and actionable feedback
Independently scope, build and ship medium-to-large projects from ambiguous requirements to production
Build robust APIs that hide the extreme complexity of Indian payment rails behind simple, elegant developer experiences
Partner with product and data teams to proactively identify, size and solve the most impactful problems for users
Debug production issues across services and multiple levels of the stack with an eye towards improving maintainability over the long term

8+ years of experience designing, implementing and operating large-scale, high-performance APIs and services
You have implemented server-side APIs in languages like Ruby, Java, or Go, working with document and relational datastores (especially Mongo and MySQL)
Empathetic, collaborative and user-first mindset in everything you build and have excellent oral and written communication
Experience proactively seeking feedback from users, teammates and subject matter experts
The ability to balance speed, complexity, and scope in service of user needs
Excellent oral and written communication

Experience building large-scale financial systems, payments infrastructure or working in the broader fintech industry is a plus
Experience building distributed systems or operating within a complex microservices architecture
Proficiency in Ruby, Java, or Go, with deep experience modeling data in relational and document databases (e.g., MySQL, Mongo)
Experience driving technical alignment across global, cross-functional teams

Office-assigned Stripes in most locations are expected to spend at least 50% of the time in a given month in their local office or with users.
Stripes in Stripe Delivery Center roles in Bengaluru, India work 100% from the office.