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Staff Software Engineer - Credit Insights

Plaid

New York City · Full-time · Hybrid · Posted Oct 7, 2026

At a glance

Employment
Full-time
Workplace
Hybrid
Location
New York City

About the role

  • The Credit Decisioning platform team is responsible for building best-in-class cashflow based insights products that enable lenders to make more holistic lending decisions and empower broader access to Credit products for prospective borrowers.
  • You will be defining the future architecture of Credit insights products and executing against an ambitious product roadmap while partnering with Product, Data Science, and Machine Learning teams.

Responsibilities

  • Leading technical architecture and execution across credit insights products: everything from data fetching and online feature serving for API requests, to offline production pipelines and tooling for model training.
  • Scaling and evolving the architecture through an expected ~100x increase in load from deterministic factors.
  • Collaborating closely with Product, Data Science, and Machine Learning partners to develop and scale insights products that enable Credit underwriting use cases.
  • Mentoring engineers and contributing to a strong, inclusive team culture.

Requirements

  • Strong experience building and scaling backend products
  • Strong technical leadership skills, including mentoring peers, leading projects and driving architectural decisions
  • Demonstrated success in building and maintaining production systems that serve and support ML models, both in online and offline settings - as well as working closely with data science or ML teams
  • Experience collaborating with cross-functional stakeholders and with teams and leaders across the engineering function

Benefits

  • medical
  • dental
  • vision
  • 401(k)
  • equity
  • commission

Plaid

Staff Software Engineer - Credit Insights

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