Senior Data Scientist (Credit)

Remote, London · Moniepoint India · 5+ years experience · Remote · Posted Oct 16, 2026

At a glance

Moniepoint is seeking a Senior Data Scientist to power consumer lending decisions at scale across Nigeria and Africa.
The role involves building models, experiments, and insights to shape customer acquisition, underwriting, and retention strategies.
You will sit at the intersection of data science, credit risk, and product to drive growth and portfolio performance.

Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
Design and run experiments to optimise approval rates, loss rates, and profitability.
Partner with product squads to embed decision logic into real-time systems.
Ensure data quality, compliance, and ethical use of models across all decisioning processes.
Mentor product squads on best practices in experimentation and data-driven decision-making.
Provide models to optimise outcomes in collections, churn management and user retention.

Degree or qualifications in a quantitative field such as Statistics, Mathematics, or Engineering.
5+ years of experience in data science, decision science, or risk analytics within financial services.
Working knowledge of credit risk, consumer lending, and regulatory considerations.
Proficiency in SQL and at least one modelling/programming language (Python, R).
Experience with A/B testing, machine learning, collections modelling and churn management.
Ability to translate complex analyses into clear recommendations for business stakeholders.
High ownership mindset and comfort working in fast-paced, cross-functional teams.