Senior Product Manager, Fraud & Risk

IN · 5+ years experience · Full-time · Remote · Posted Oct 2, 2026

At a glance

Tala is the AI-native credit infrastructure that connects global capital to the global majority. We combine proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. To date, Tala has distributed more than $9 billion in capital to more than 14 million customers across Africa, Latin America, and Asia, building the definitive contextual dataset on thin-file borrowers in emerging markets. Tala is now converting that foundation into shared infrastructure that partners, capital providers, and ecosystems can build on.
The company has been named to the Fortune Impact 20 list, CNBC’s World’s Top Fintech Companies twice, CNBC Disruptor 50 for five years, and Forbes’ Fintech 50 list for ten years running.
Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.
Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!
The Role
Tala is on a mission to unleash the economic power of the global majority. We’re building financial services that give people greater access, control, and agency over their financial lives.

The Senior Product Manager, Fraud & Authentication will lead the strategy and execution of systems designed to keep customers and the platform safe.
This role involves owning the product strategy for fraud prevention, customer authentication, and identity-related experiences across the customer journey.
The position requires solving complex problems at the intersection of fraud, risk, machine learning, data, engineering, and customer experience.

Define and own the multi-year product strategy and roadmap for fraud prevention, customer authentication, and identity capabilities.
Identify opportunities to improve fraud prevention across signup, login, account management, and other high-risk customer actions.
Balance fraud prevention with customer experience by reducing fraud losses and false positives.
Partner with Data Science and Analytics to define model objectives and evaluate performance.
Establish and monitor key metrics including fraud loss rates, detection accuracy, and authentication success.
Translate ambiguous fraud and authentication problems into clear product requirements for Engineering teams.
Prioritize initiatives based on customer impact, fraud exposure, business value, and technical complexity.
Investigate fraud incidents and emerging patterns to drive proactive system improvements.
Manage relationships with external vendors and technology partners supporting fraud and risk capabilities.
Communicate complex fraud and risk concepts to both technical and non-technical stakeholders.

5+ years of Product Management experience, including owning complex technical products or platforms.
Proven experience building or managing products related to fraud, risk, authentication, identity, KYC, account security, payments, lending, or financial crime.
Experience partnering closely with Engineering and Data Science to build fraud detection, risk decisioning, or identity solutions.
Experience using data and metrics to make product decisions and measure outcomes.
Experience managing fraud incidents, emerging fraud patterns, or other high-impact risk events.
Ability to translate complex and ambiguous problems into clear product requirements and actionable roadmaps.
Experience managing external vendors or technology partners.
Strong cross-functional leadership and communication skills.
Comfort operating in a fast-paced, distributed, and highly collaborative environment.

Remote-first approach
Office hubs located in Santa Monica, Nairobi, Mexico City, Manila, and Bangalore