Staff Software Engineer, Payments (AirCover Insurance Platform)

Remote · United States · USD 212,000-265,000 · 9+ years experience · Remote · Posted Oct 6, 2026

At a glance

As a Staff Engineer on the AirCover Insurance Platform, you will lead the design and evolution of the core subsystems that manage policies, coverage, enrollment and regional rules.
Establish the technical vision and deliver solutions that are flexible, always available, auditable and able to scale with the needs of the business.

Design the future-state architecture that lets us expand AirCover to new regions and products without rebuilding for each market.
Lead the design of an experimentation framework for insurance offers, pricing and placement, with trustworthy measurement of attach rate and downstream outcomes.
Lead engineers inside and outside your team in building solutions, and be the technical lead and owner of significant scope through ambiguity.
Engage early with product managers, designers, data scientists and legal partners to shape requirements and steer teams toward the most efficient path.
Raise the bar for technical quality from design, through code review, to production operations.
Mentor engineers, and be a player/coach who helps build the team and drives collaboration across multiple teams.
Apply emerging technology, including LLMs, where it improves automation and the experience for Hosts and guests.
Write and review designs and code for high-availability, distributed backend services.
Make architectural trade-offs and scale services in a regulated, multi-region environment with strong audit, privacy and data-integrity needs.
Analyze data to find gaps in conversion and coverage, and turn insights into product and platform changes.

9+ years of relevant software development experience in a fast-paced tech environment (or 7+ with an advanced degree).
Expertise in backend systems in large-scale, service-oriented architectures, with real-world experience in at least one of Java, Kotlin, Python, Go or similar.
Experience designing multi-region or multi-tenant platforms with configurable, rules-driven behavior.
Experience with A/B testing and experimentation systems, and with using data to improve conversion or attach rates.
Proficiency designing and operating high-performance systems with reliable monitoring and logging, and working knowledge of relational databases and SQL.
Good judgment in balancing short-term business needs with long-term technical quality.
Hands-on technical leadership across multiple teams, with excellent communication skills for technical and non-technical audiences.
Bachelor's degree or equivalent practical experience.

Experience in insurance, payments, fintech or other regulated domains is a plus.